Jinhua unified the implementation of the new policy of serious illness insurance
Release time:
2020-08-14
Jinhua Unified Implementation of New Policy for Major Illness Insurance
Employees in need can choose to pay 1 to 3 copies
News From 2018 1 , the "Measures for the Implementation of Major Illness Insurance in Jinhua City" will be formally implemented. Compared with the original large medical insurance, this method further improves the level of medical protection. In addition to the basic payment at the unit, peak employees who need it can choose to pay 1 to 3 .
It is understood that the measures include the insured persons of the basic medical insurance for employees and the basic medical insurance for urban and rural residents into the scope of the implementation of serious illness insurance. By improving the financing mechanism of serious illness insurance, the level of serious illness insurance protection is improved, and the serious illness protection of the poor is established. Tilt mechanism to further reduce the burden of medical expenses for patients with serious illness. This time to establish and improve the serious illness insurance system, Jinhua City will implement the "six unifications", that is, unified policy system, unified financing standards, unified treatment level, unified undertaking agency, unified fund management, unified fund accounting, and unified income and expenditure of the serious illness insurance fund. At the same time, Jinhua City will promote the establishment of comprehensive service windows in designated medical institutions of medical insurance to realize "one-stop" information exchange and instant settlement such as basic medical insurance, critical illness insurance, and medical assistance.
serious illness insurance premium is composed of basic premium and optional premium, in which the basic premium is shared by the government, units and individuals in proportion and collected in combination with the basic medical insurance premium. According to the principle of "fixed income by expenditure, balance of income and expenditure, and slight surplus", a normal growth mechanism of basic premium financing for serious illness insurance is established, and the growth level is jointly determined by the Municipal Bureau of human resources and social security and the Municipal Bureau of finance. In addition to the basic premium, set up a major illness insurance optional premium program. The optional premium for each ,100 yuan is paid by individuals within the specified time, with a maximum of ,3 , which is linked to medical treatment and enjoys more if you pay more.
In order to further reduce the burden of large medical expenses on the poor, the new approach also establishes a precise relief mechanism for major illnesses, which makes it clear that major illness protection is tilted towards the poor. After the release of the measures for the implementation of serious illness insurance in Jinhua City, it has been highly concerned by the company. The basic payment of employees has been handled uniformly in the near future. Employees in need can go to the social security service window, commercial bank or mobile phone
for optional payment in addition to the basic payment. (this newspaper reporter)
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