Buying a house.
Release time:
2020-08-14
Buying a House Record
■ Cable Company Lu Chaofang
In the process of development and growth of the peak, the most direct benefit, of course, is the peak employees. Like the old employees who owned the original shares back then, the shares became 10,000 yuan households after they went public. If they are the first type of "lucky", then I am the second type, because I have the first house in the peak. Looking back on the process of buying a house in those years, I am still fresh in my memory and grateful for the warmth of the big family. Around
2000 , the peak was a period of rapid development. Every year, a group of college graduates were recruited, and the commercial housing of three units in Tongyuan Community was used as dormitory for college students. More than 60 square meters of two rooms and one hall, kitchen and bathroom simple decoration, living very comfortable. So I and other brother units of college students live in the Tongyuan community. Originally, there were many peak colleagues living here. With our participation, the community suddenly became lively. After commuting, people often went to this house and that house to eat. Tongyuan community became a place for peak young people's activities and gatherings.
Later, young college students also reached the age of marriage, and housing became an urgent problem to be solved. Perhaps it is that living in Tongyuan District is quite comfortable. Some people will joke when chatting: If only the company could sell these houses to us! Unexpectedly, at the end of 2001 , the group came up with a policy to sell these houses at a 30% discount to the market price, and "aborigines" were given priority. In the face of the sudden good news, many people hesitated. Some thought the price was expensive, some thought the house was small, and some thought the location was not good. People who want to buy have both joy and sorrow. The joy is that the sky is what people want, and the worry is where the money comes from. For college students who have not worked for a few years, it is not so easy to buy a house. Everyone has no money!
However, listening to "old people" when in trouble may enlighten you. At that time, Zhou Guangliang, the production manager of the cable company, said to me: "This is the welfare given to you by the group company, so that you can earn at least 20,000 yuan!" Another elder sister said: "Peak has never let employees suffer from all kinds of activities for so many years!" I suddenly moved and made up my mind to buy it. I didn't want to miss this once-in-a-lifetime opportunity. I even naively thought: as long as I can borrow money, buy it first and then sell it, and earn money , wouldn't it be beautiful? The question is, where can I borrow the money?
At this time, the group company extended its "warm hand" again. Let's prepare the down payment of 30% first, and then apply for the provident fund loan after the real estate certificate is completed. With a total price of more than 50,000 yuan and a down payment of more than 17,000 yuan for 30% , I am still worried. I really don't know where it came from. However, with God's help, Xu Zhiyi, the general manager of the cable company at that time, took the initiative to discuss with Li Qiang, chairman of the trade union, and lent me ,000 yuan in the name of the trade union. Two other colleagues heard that I wanted to buy a house and offered to lend me the money, which just made up the down payment. I was so moved that I was speechless and choked.
Although I had the idea of changing hands to earn the difference, I was reluctant to sell the house when I got it and lived in it. Because no matter how small the house is, it is after all my own comfort zone. Later, when I saw Jinhua's house prices soaring all the way, I was even more fortunate that my decision was wise.
In this small comfort zone, I have my own happy life, get married and have children, and live and work in peace and contentment. Later, when the economic conditions improved, I changed to a larger house, but the price of this dwelling still soared with the market situation. When I changed hands, the price was already ten times that of the purchase! Now, although I have moved away for many years, I occasionally return to Tongyuan Community to see my old friends. The things and scenes are still so kind.
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